Investment Funds

Description

Over 50% will be invested in collective financial investment schemes with suitable assets, whether harmonised or not, including those of the CaixaBank Group, the latter mainly in CaixaBank Master funds.

Between 0 and 100% of total exposure will be invested directly or indirectly in equity securities (normally 65%), with no predetermination as to the percentage distribution by type of country, issuer, market, market capitalisation or economic sector. The total investment (direct and indirect through CIIs) in emerging market equities and emerging market bonds shall not exceed 40% of the total.

The remainder will be invested in public/private fixed income (including deposits and money market instruments not traded on organised markets), with at least an average credit rating (minimum BBB-) at the date of purchase, or, if lower, that of the Kingdom of Spain at any given time; and up to 20% in low quality (below BBB-) or unrated bonds. Assets can be held in the portfolio in response to downgrades. The average duration of the fixed income portfolio will range from 0 to 8 years. There are no currency exposure limits. A maximum of 5% can be invested in convertible bonds.

Profitability scenarios

Annual return

  • 2024
  • 16,72%
  • 2023
  • 11,75%
  • 2022
  • -14,53%
  • 2021
  • 15,75%
  • 2020
  • 3,83%

Return

  • 1 month
  • -3,63%
  • 3 months
  • -2,61%
  • 6 months
  • 0,74%
  • 1 year
  • 5,71%
  • TAE 3 years
  • 5,35%
  • TAE 5 years
  • 10,13%

*Past performance is not a reliable indicator of future performance.

Profitability scenarios

What you get from this product will depend on future market trends, which are uncertain and cannot be accurately predicted. The unfavourable, moderate and favourable scenarios shown are examples based on the lowest, average and highest performance of an appropriate benchmark over the past 10 years. Markets could perform very differently in the future.

Recommended holding period: 3 year/s

Investment amount: 10.000 €

Minimum: There is no guaranteed minimum return. You could lose some or all of your investment.

2024-03-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-04-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-05-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-06-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-07-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-08-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-09-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-10-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.310 €
13.170 €
-73,7 %
-14,5 %
3,1 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.020 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-11-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
2.909 €
11.408 €
13.867 €
15.537 €
-18,6 %
2,2 %
5,6 %
7,6 %
2024-12-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.519 €
11.301 €
13.867 €
16.144 €
-12,4 %
2,1 %
5,6 %
8,3 %
2025-01-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
5.339 €
11.549 €
13.867 €
16.144 €
-9,9 %
2,4 %
5,6 %
8,3 %
2025-02-28
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
4.580 €
8.740 €
10.600 €
12.700 €
-54,2 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
5.440 €
11.209 €
13.867 €
16.144 €
-9,7 %
1,9 %
5,6 %
8,3 %

The figures presented include all costs for the product itself, but may not include all costs that you have to pay to your consultant or distributor. These figures do not take into account your personal tax position, which may also influence the amount you receive. The stress scenario shows what you could receive in extreme market circumstances.

Historical performance

This chart shows the fund's performance as an annual percentage gain or loss over the last years compared to its benchmark.

Historical performance is not a reliable indicator of future performance. Markets could perform very differently in the future. It can help you assess how the fund has been managed in the past and compare it with its benchmark value.

Current expenses have been deducted from the returns.

* This year saw a change in the fund's investment objectives and policy. Pre-changeover profitability was achieved under circumstances and policies that no longer apply.

The fund was launched in 2001.

The participation class was launched in 2018.

The historical performance of the fund and the benchmark is calculated in EUR.

Liquidating value

Return between 04/04/2024 - 30/03/2018
0,046 %

VLP query between two dates:

Search

Fund detail

ISIN

ES0158986002

Address

Spain

Currency

EUR

Class

Sin Retro

Minimum investment

0 EUR

Investment to be maintained

0 EUR

CNMV Category

Global

CNMV registry no.

2.304

Assets

49,51

Participants

9

Net asset value to 30/03/2025

135,92 EUR

Description

Over 50% will be invested in collective financial investment schemes with suitable assets, whether harmonised or not, including those of the CaixaBank Group, the latter mainly in CaixaBank Master funds.

Between 0 and 100% of total exposure will be invested directly or indirectly in equity securities (normally 65%), with no predetermination as to the percentage distribution by type of country, issuer, market, market capitalisation or economic sector. The total investment (direct and indirect through CIIs) in emerging market equities and emerging market bonds shall not exceed 40% of the total.

The remainder will be invested in public/private fixed income (including deposits and money market instruments not traded on organised markets), with at least an average credit rating (minimum BBB-) at the date of purchase, or, if lower, that of the Kingdom of Spain at any given time; and up to 20% in low quality (below BBB-) or unrated bonds. Assets can be held in the portfolio in response to downgrades. The average duration of the fixed income portfolio will range from 0 to 8 years. There are no currency exposure limits. A maximum of 5% can be invested in convertible bonds.

Profitability scenarios

Annual return

  • 2024
  • 16,72%
  • 2023
  • 11,75%
  • 2022
  • -14,53%
  • 2021
  • 15,75%
  • 2020
  • 3,83%

Return

  • 1 month
  • -3,63%
  • 3 months
  • -2,61%
  • 6 months
  • 0,74%
  • 1 year
  • 5,71%
  • TAE 3 years
  • 5,35%
  • TAE 5 years
  • 10,13%

Profitability scenarios

What you get from this product will depend on future market trends, which are uncertain and cannot be accurately predicted. The unfavourable, moderate and favourable scenarios shown are examples based on the lowest, average and highest performance of an appropriate benchmark over the past 10 years. Markets could perform very differently in the future.

Recommended holding period: 3 year/s

Investment amount: 10000 €

Minimum: There is no guaranteed minimum return. You could lose some or all of your investment.

2024-03-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-04-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-05-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-06-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.039 €
13.840 €
-25,4 %
-4,4 %
3,4 %
11,4 %
2024-07-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-08-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-09-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.290 €
13.170 €
-73,7 %
-14,5 %
2,9 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.029 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-10-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.630 €
8.550 €
10.310 €
13.170 €
-73,7 %
-14,5 %
3,1 %
31,7 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.160 €
8.740 €
11.020 €
13.840 €
-25,4 %
-4,4 %
3,3 %
11,4 %
2024-11-30
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
2.909 €
11.408 €
13.867 €
15.537 €
-18,6 %
2,2 %
5,6 %
7,6 %
2024-12-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
4.519 €
11.301 €
13.867 €
16.144 €
-12,4 %
2,1 %
5,6 %
8,3 %
2025-01-31
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
2.960 €
8.740 €
10.600 €
12.700 €
-70,4 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
5.339 €
11.549 €
13.867 €
16.144 €
-9,9 %
2,4 %
5,6 %
8,3 %
2025-02-28
Amount after deducting costs
Average yield
SCENARIOS
1 year
Stress
Unfavourable
Moderate
Favourable
4.580 €
8.740 €
10.600 €
12.700 €
-54,2 %
-12,6 %
6 %
27 %
3 years
Stress
Unfavourable
Moderate
Favourable
5.440 €
11.209 €
13.867 €
16.144 €
-9,7 %
1,9 %
5,6 %
8,3 %

The figures presented include all costs for the product itself, but may not include all costs that you have to pay to your consultant or distributor. These figures do not take into account your personal tax position, which may also influence the amount you receive. The stress scenario shows what you could receive in extreme market circumstances.

Liquidating value

Return between 04/04/2024 - 30/03/2018
0,046 %

Query between two dates:

Search

Historical performance chart

This chart shows the fund's performance as an annual percentage gain or loss over the last years compared to its benchmark.

Historical performance is not a reliable indicator of future performance. Markets could perform very differently in the future. It can help you assess how the fund has been managed in the past and compare it with its benchmark value.

Current expenses have been deducted from the returns.

* This year saw a change in the fund's investment objectives and policy. Pre-changeover profitability was achieved under circumstances and policies that no longer apply.

The fund was launched in 2001.

The participation class was launched in 2018.

The historical performance of the fund and the benchmark is calculated in EUR.

Fund detail

ISIN

ES0158986002

Address

Spain

Currency

EUR

Class

Sin Retro

Minimum investment

0 EUR

Investment to be maintained

0 EUR

CNMV Category

Global

CNMV registry no.

2.304

Assets

49,51

Participants

9

Net asset value to 30/03/2025

135,92 EUR